SEE HERE It's not your fault if you start out poor. But if you stay poor you have a few questions to answer. Walter Williams reviews the things that bring people out of poverty.
"... wealth is the result of a conscious choice, action, faith, innovation,
effort, preparation and discipline. Or, in the words of billionaire W.
Clement Stone, founder of Combined Insurance, whom Kimbro met with and
mentions early in the book, "Try, try, try, and keep on trying is the
rule that must be followed to become an expert in anything." He also
said, "If you cannot save money, the seeds of greatness are not in you."
Saving is necessary for investment and wealth accumulation. Therein
lies much of the problem for many black Americans."
It's also the same secret for white Americans because wealth and poverty are not a color line but a line established by whether or not you are willing to exert the effort to achieve something, almost anything.